When you apply for a loan, it will help you a lot to know about the things that banks look for while approving a home loan. Before giving a loan, banks look for your credibility and affordability to pay back according to the terms of your mortgage loan. While doing this, they consider several factors to assess your financial condition. So, you must have a good credit score to get a loan, and for that, you have to manage your current debts properly. But it is not that you will not get a loan while you are in debt provided
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